2008 Affordability Table 

Find your situation (individual/couple/family), then find how much you think that you will make 
by the end of the year, then see how much you should be able to afford as your "Monthly Premium". 
If you can't afford what they say you should be able to afford, you're out of luck.  SEE  PENALTIES

Here's a glimpse of what your penalty will be in 2008